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Fees & Finances

At Scarlett Solutions, we strive to make the process of accessing therapy straightforward and transparent. While we are not in-network with any insurance providers, we are committed to helping you understand your payment options and find the best approach for your needs.

Session Rates

INDIVIDUAL THERAPY: $175

We accept the following forms of self-payment:

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  • Credit or debit cards (Visa, Mastercard, etc.)​

  • HSA/FSA cards​

  • Zelle or ACH Transfer


Payment is processed at the time of your session. You may also set up auto-pay for ongoing appointments for added convenience.

Out-of-Network Reimbursement

You may be eligible for out-of-network reimbursement if you have a PPO or other plan with out-of-network mental health benefits.

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To make this process easier, we partner with Mentaya, a platform that helps clients navigate out-of-network benefits and submit claims to insurance. Many clients are able to receive reimbursement for therapy sessions, depending on their plan.​

CHECK YOUR BENEFITS

Use the tool below to see if you qualify for reimbursement for our services.

 

If you have any questions regarding payment policies, please feel free to reach out. We will happily walk you through your options.

After each session, you can submit a claim to your insurance directly through Mentaya, or if you prefer we can provide you with a superbill (an itemized receipt).​​

You can submit this superbill directly to your insurance through the mail or your insurance carrier's member portal, or use Mentaya to streamline the process.​​​

​​Mentaya can handle claim submissions on your behalf for a small fee—and can check your benefits ahead of time.​

HOW IT WORKS

Please note: reimbursement is not guaranteed and depends on your individual insurance plan. We recommend contacting your insurer or using the Mentaya tool to better understand your coverage.

About Self Pay

We operate as a self-pay practice, which means that clients are responsible for the full session fee at the time of service. This model allows us to provide care that is personalized, flexible, and free from the constraints often imposed by insurance companies—such as session limits, diagnosis requirements, or restrictions on treatment approaches.

Choosing self-pay can offer several benefits:

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  • Privacy and Confidentiality: Your mental health records stay between you and your therapist.

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  • Greater Flexibility: You and your therapist decide the course and duration of treatment.

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  • No Hidden Costs: Transparent, predictable pricing with no surprise bills.

No Surprises Act

Under the law, health care providers are required to provide clients who don’t have insurance or who are not using insurance with an estimate of the expected charges for medical services, including psychotherapy services.
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You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency services. This estimate will be provided in writing before your first scheduled session and is available upon request at any time.
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While it is not a binding contract, it helps you understand what to expect in terms of costs.
 
For More Information, visit www.cms.gov/nosurprises

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