Fees & Finances
At Scarlett Solutions, we strive to make accessing therapy as straightforward and transparent as possible.
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We are in-network with Blue Cross Blue Shield (BCBS) Health Insurance.​
Session Rates
(out-of-pocket fee, without insurance)
INDIVIDUAL THERAPY: $175
If you choose *not* to use insurance, we also accept the following forms of self-payment:
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Credit or debit cards (Visa, Mastercard, etc.)​
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HSA/FSA cards​
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Zelle or ACH Transfer
Payment is processed at the time of your session. You may also set up auto-pay for ongoing appointments for added convenience.
Insurance
We are in-network with Blue Cross Blue Shield (BCBS), making it easier for clients to use their health insurance benefits for therapy. If you have BCBS insurance, we’ll work directly with your plan to verify coverage and handle billing directly. Please reach out to us with any questions or to learn more about using your benefits.
Out-of-Network Reimbursement
For non BCBS members, you may be eligible for out-of-network reimbursement if you have an insurance plan with mental health benefits.
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To make this process easier, we partner with Mentaya, a platform that helps clients navigate out-of-network benefits and submit claims to insurance. This includes members using 'United Health Care (UHC, Optum), Aetna, Cigna, Humana, and others.
Many clients are able to receive reimbursement for therapy sessions, depending on their plan.​
CHECK YOUR BENEFITS
Use the tool below to see if you qualify for reimbursement for our services.
If you have any questions regarding payment policies, please feel free to reach out. We will happily walk you through your options.
After each session, you can submit a claim to your insurance directly through Mentaya, or if you prefer we can provide you with a superbill (an itemized receipt).​​
You can submit this superbill directly to your insurance through the mail or your insurance carrier's member portal, or use Mentaya to streamline the process.​​​
​​Mentaya can handle claim submissions on your behalf for a small fee—and can check your benefits ahead of time.​
HOW IT WORKS
Please note: reimbursement is not guaranteed and depends on your individual insurance plan. We recommend contacting your insurer or using the Mentaya tool to better understand your coverage.
About Self Pay
Clients that choose the self-pay option are responsible for the full session fee at the time of service. This model allows us to provide care that is personalized, flexible, and free from the constraints often imposed by insurance companies—such as session limits, diagnosis requirements, or restrictions on treatment approaches.
Choosing self-pay can offer several benefits:
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Privacy and Confidentiality: Your mental health records stay between you and your therapist.
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Greater Flexibility: You and your therapist decide the course and duration of treatment.
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No Hidden Costs: Transparent, predictable pricing with no surprise bills.